Obama Education: American Oppertunity Tax Credit

I'm being quite the Young Democrat today aren't I? I research the hell out of my candidates....I found this promising almost unbelievable Education "policy" or idea from Obama's website. I am a supporter of course, but some of his ideas such as getting the soldiers out of Iraq by 2010, reducing America's impact on global warming, and reducing energy and fuel costs by using a more expensive alternate fuel, are a little "far-fetched" or maybe it's because I have no more faith in this country.The education promise is stated below...if it happens I'm totally down, but I have a feeling that none of these efforts will apply to my demographic, the black middle class. One more thing--"most Americans", what does that entail? Poor people, white people...who is "most" and do I fall within that number? Only time will tell.

Create the American Opportunity Tax Credit: Obama will make college affordable for all Americans by creating a new American Opportunity Tax Credit. This universal and fully refundable credit will ensure that the first $4,000 of a college education is completely free for most Americans, and will cover two-thirds the cost of tuition at the average public college or university and make community college tuition completely free for most students. Obama will also ensure that the tax credit is available to families at the time of enrollment by using prior year's tax data to deliver the credit when tuition is due.